Buckhead, Decatur and Brookhaven real estate and homes for sale in Georgia - Ruth Sprinkle, REALTOR® Ruth Sprinkle REALTOR(r) for Buckhead, Decatur and Brookhaven, Georgia real estate - NUMBER1EXPERT™ Ruth Sprinkle NUMBER1EXPERT(tm) for Buckhead, Decatur and Brookhaven, Georgia real estate

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Ruth Sprinkle, REALTORŪ, real estate agent and broker for Buckhead, Decatur and Brookhaven Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What is considered the oldest surviving non-native building in the U.S.?

A 
The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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Ruth Sprinkle, REALTORŪ, real estate agent and broker for Buckhead, Decatur and Brookhaven Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ruth Sprinkle
Georgia Renaissance Realty, LLC

3277 B Roswell Road
Atlanta, GA 30305
Office: 404-252-4895
Cell: 404-314-2282
Fax: 404-806-6165
Email: ruthsprinkle@NUMBER1EXPERT.com

Ruth brings years of experience and education to providing 'wow' service. She was inducted to the RE/MAX Hall of Fame in 2001--given to agents who are consistent top producers over a ten year period--all of this translates to expert help for either buyers or sellers, to make their 'homedreams' come true!

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